{"id":1006,"date":"2026-11-04T10:00:00","date_gmt":"2026-11-04T10:00:00","guid":{"rendered":"https:\/\/litenett.com\/?page_id=1006"},"modified":"2026-11-04T21:40:07","modified_gmt":"2026-11-04T20:40:07","slug":"faq","status":"publish","type":"page","link":"https:\/\/litenett.com\/es\/faq\/","title":{"rendered":"Frequently asked questions"},"content":{"rendered":"<p class=\"ln-x9i__lede\">Common questions in one place. If yours isn&#8217;t here, the honest email is still the fastest route \u2014 <a href=\"mailto:consulting@litenett.com\">consulting@litenett.com<\/a>.<\/p>\n<div class=\"ln-xc3\">\n<details>\n<summary>Is Litenett a financial adviser?<\/summary>\n<p>No \u2014 Litenett is a consulting firm. We help people understand, check and plan their money. We don&#8217;t give regulated personal investment recommendations, we don&#8217;t hold client money and we don&#8217;t sell products. If you need a regulated adviser we&#8217;ll say so.<\/p>\n<\/details>\n<details>\n<summary>Will you touch my bank or broker accounts?<\/summary>\n<p>No, never. We don&#8217;t need a password, a 2FA code, or any kind of account access. Your money sits where it is throughout.<\/p>\n<\/details>\n<details>\n<summary>How are you paid?<\/summary>\n<p>By you \u2014 a single fixed fee per engagement, agreed in writing before any paid work starts. No hourly rate, no commissions, no referral fees, no advertising income.<\/p>\n<\/details>\n<details>\n<summary>How much does a service cost?<\/summary>\n<p>A fixed figure that we quote after a free intro call, because scope varies from person to person. The figure is in the engagement letter you sign \u2014 and it doesn&#8217;t change once we start.<\/p>\n<\/details>\n<details>\n<summary>Will you tell me which specific stocks or funds to buy?<\/summary>\n<p>No. That would be regulated investment advice, which we don&#8217;t do. We teach you how instruments work so you can decide for yourself, and we check firms before you send them a cent.<\/p>\n<\/details>\n<details>\n<summary>Do you work outside Europe?<\/summary>\n<p>Our focus is private individuals resident in Europe. We can take a non-European client in exceptional cases \u2014 ask.<\/p>\n<\/details>\n<details>\n<summary>How long does a plan take?<\/summary>\n<p>Two to three weeks from signed engagement letter to handover. A single firm check is usually turned around inside 48 hours.<\/p>\n<\/details>\n<details>\n<summary>Can I get a refund if it isn&#8217;t what I hoped?<\/summary>\n<p>Yes. The engagement letter spells out the refund rules. In short: if we deliver what the letter promised, we&#8217;ve earned the fee; if we didn&#8217;t, we refund the part we didn&#8217;t earn.<\/p>\n<\/details>\n<details>\n<summary>Do you have testimonials I can verify?<\/summary>\n<p>We publish three short video testimonials on the home page. We don&#8217;t reveal client identifiers without their written consent. If you&#8217;d like to speak to an existing client before engaging us, we can usually arrange it with their agreement.<\/p>\n<\/details>\n<details>\n<summary>How do I know an email really came from you?<\/summary>\n<p>It comes from an address at <code>@litenett.com\/<\/code>. Any link in it points to <code>litenett.com\/<\/code>. We never ask for passwords, 2FA codes or payment in crypto or gift cards. If anything feels off, forward it to <a href=\"mailto:consulting@litenett.com\">consulting@litenett.com<\/a> y lo confirmaremos.<\/p>\n<\/details>\n<details>\n<summary>I&#8217;ve already lost money to a scam. Can you help?<\/summary>\n<p>We don&#8217;t do fund-recovery work \u2014 the firms that offer to recover lost money for a fee are almost always running a secondary scam. We can advise on the right sequence of steps (bank reversal, police report, evidence preservation) for a fixed fee. See <a href=\"https:\/\/litenett.com\/es\/services\/check-a-firm-or-offer\/\">the check-a-firm page<\/a> for more.<\/p>\n<\/details>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>The questions people actually ask us.<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":70,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1006","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frequently asked questions \u2014 fees, process, impersonation, refunds | Litenett<\/title>\n<meta name=\"description\" content=\"Common questions people ask before they work with Litenett \u2014 answered in plain English, with no sales script.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta 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