{"id":1009,"date":"2026-11-04T10:00:00","date_gmt":"2026-11-04T10:00:00","guid":{"rendered":"https:\/\/litenett.com\/?page_id=1009"},"modified":"2026-11-04T21:40:12","modified_gmt":"2026-11-04T20:40:12","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/litenett.com\/it\/disclaimer\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"<p class=\"ln-x9i__lede\"><em>Versione 1.0 \u00b7 in vigore dal 1\u00b0 novembre 2026.<\/em><\/p>\n<p><strong>Read this before acting on anything you see on litenett.com\/.<\/strong> The site exists to inform, not to advise. Nothing published here is a recommendation, a solicitation, or a promise about what any investment, firm or decision will do to your money.<\/p>\n<h2>1 \u00b7 The site is general information<\/h2>\n<p>Every page, article and guide on litenett.com\/ is written to inform a broad audience. We don&apos;t know your income, your household, your tax position, your risk tolerance or your goals \u2014 and we aren&apos;t trying to guess. If you need advice that is tailored to <em>you<\/em>, the only route is to engage Litenett for a paid consultation under a signed engagement letter, or to speak with another qualified adviser.<\/p>\n<h2>2 \u00b7 Not investment advice<\/h2>\n<p>Nothing on this site is a personal investment recommendation under European investor-protection rules. Articles may describe how an instrument works, explain fees, or compare the mechanics of two products \u2014 none of that is a suggestion for you to buy, sell or hold anything. Decisions you take on the basis of general reading are your own, and the consequences of them are your own.<\/p>\n<h2>3 \u00b7 Not tax, legal or insurance advice<\/h2>\n<p>Tax law, inheritance law, insurance law and financial regulation differ from country to country, and from year to year. Even where we describe an idea in general terms, we can&#8217;t address every reader&#8217;s position. For anything that could affect a tax bill, a will, an insurance claim or a regulatory status, speak to a qualified tax adviser, lawyer, notary or regulated adviser in your own country.<\/p>\n<h2>4 \u00b7 Investing carries risk<\/h2>\n<p>Prices fall as well as rise. Returns from the past are not a guide to returns in the future. Some investments can lose all of their value, and a few can leave you owing more than you put in. If you cannot afford to lose what you would invest, you probably should not invest it.<\/p>\n<p>Anyone who promises you a specific return, a doubling of capital, a &#8220;no-loss&#8221; product or a guaranteed income from investment is making a claim no honest firm can back. Treat such promises as a red flag, whatever the brand behind them.<\/p>\n<h2>5 \u00b7 No endorsement of firms named<\/h2>\n<p>Where we name a firm, platform or product in a guide or a worked example, we do so because it is a real-world case readers will have met \u2014 not because we endorse it. Our editorial independence policy forbids affiliate links, sponsorships and any commercial relationship with firms we write about.<\/p>\n<h2>6 \u00b7 Linked websites<\/h2>\n<p>We link to third-party sites when a reader needs to verify something \u2014 a regulator&#8217;s register, a public database, a court file. We have no control over the content of those sites once published, and a link does not mean we agree with everything they say.<\/p>\n<h2>7 \u00b7 Testimonials and client stories<\/h2>\n<p>Where we publish a client testimonial, it reflects that client&#8217;s experience at the time it was given. It does not promise the same experience, let alone the same outcome, for anyone else. Where we publish a case study, identifying details are changed to protect the client&#8217;s privacy.<\/p>\n<h2>8 \u00b7 AI-generated content disclosure<\/h2>\n<p>From time to time we use large language models to draft, edit or translate. A human Litenett consultant reviews and signs off every published word; nothing is pushed live automatically. If a specific page ever contains AI-generated text that has not been through human review, it will say so at the top of the page.<\/p>\n<h2>9 \u00b7 No warranty<\/h2>\n<p>We work hard to keep the site accurate and up to date, but we publish it &#8220;as is&#8221;. We do not warrant that every page is free of errors, always available, or always current. To the extent the law allows, we exclude all implied warranties.<\/p>\n<h2>10 \u00b7 Impersonation warning<\/h2>\n<p>Fraudsters have been known to impersonate consulting firms. Every real Litenett email comes from an address at <strong>@litenett.com\/<\/strong> and every real link points to <strong>litenett.com\/<\/strong>. We never ask for passwords, two-factor codes or payment in crypto or gift cards. If you receive anything else in our name, forward it to <a href=\"mailto:consulting@litenett.com\">consulting@litenett.com<\/a> for us to confirm.<\/p>\n<h2>11 \u00b7 Changes to this disclaimer<\/h2>\n<p>We may update this page. The version date at the top tells you when the current text took effect.<\/p>","protected":false},"excerpt":{"rendered":"<p>Read this before acting on anything you see on this site.<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":120,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1009","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disclaimer \u2014 read this before acting on anything on litenett.com<\/title>\n<meta name=\"description\" content=\"The honest limits of general information published on this site. 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