Three fixed-fee services. One quiet aim: enough set aside for life’s shocks, investing you actually understand before you begin, and no payment to a firm nobody has checked. Pick one, or combine them.
What Litenett can do for you
- Osobni financijski plan — your money, mapped out in plain English with a spreadsheet you keep.
- Edukacija o investiranju — one-to-one sessions that leave you able to explain what you own and why.
- Firm & offer check — independent due diligence on any broker, platform or investment before you pay.
Each service page below sets out what’s included, what you receive, and what it costs. If more than one applies — plan first, then sessions, say — we agree it in a single engagement letter and give you one combined fee.
A personal financial plan with Litenett
The whole picture of your money, written down in a form you can live by: monthly budget, emergency fund target, a plan to clear expensive debt, and goals with real numbers. You keep the spreadsheet — the whole thing is yours forever, no login required.
Typical fee: a single fixed figure, agreed in writing before we start. Most plans take two sessions and a week of behind-the-scenes work.
One-to-one investing education
Not a stock pick, not a model portfolio, not a product. A real understanding of how risk, return, fees, time horizons and platform terms actually work — built around questions you already half-have.
Typical format: four short sessions over a month, each with a plain-language write-up you can re-read whenever an offer lands in your inbox. You come out able to explain, in one sentence, what any investment you consider is actually doing with your money.
Check a firm or an offer, before a cent leaves your account
Been pitched an investment, a broker, a “guaranteed return” platform, a crypto scheme, or a too-friendly stranger on LinkedIn? Send it over. We’ll check the licence, the address, the directors, the online footprint, the complaints and the fine print — and give you a one-page verdict with sources.
Typical turnaround: 48 hours for most firms, longer for cross-border structures. If you have a deadline (an offer that expires, a payment you’re being pushed into), say so — we’ll prioritise.
Three things every Litenett service shares
- A fixed fee, agreed in writing. No hourly meter, no commissions, no “it depends”.
- No access to your accounts, ever. We don’t need it and we don’t want it. Your money stays entirely with you.
- Everything we produce is yours. Plans, write-ups, spreadsheets, check reports — all handed over in files you keep.
Which one should you pick?
If you haven’t invested a cent yet: start with a plan. If you’ve been investing but keep second-guessing yourself: book an education block. If a specific offer is in front of you right now: a čvrsta provjera — and do it before anything else.
Still not sure? Email [email protected] with two or three lines about where you are. We’ll say which service fits — or that none of them do.
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