Plan
Your personal financial plan
Budget, emergency fund, a sane way out of debt, and goals with real numbers on them. You keep the spreadsheet forever.
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Independent · fixed-fee · zero commissions
Smarter money moves, without the sales pitch.
★ 4.9 / 5
Across 180+ private clients in 11 EU countries
Money never leaves your accounts.
We don't hold, move or invest a cent for you.
We don't hold, move or invest a cent for you.
Fixed fee. In writing. Up front.
No percentage of pots, no "trailers", no surprises.
No percentage of pots, no "trailers", no surprises.
Zero commissions. Ever.
We take no referral fees, no kickbacks, nothing.
We take no referral fees, no kickbacks, nothing.
Everything we write is yours.
Plans, spreadsheets and notes — in your hands to keep.
Plans, spreadsheets and notes — in your hands to keep.
Three things most money advice gets wrong — and what we do instead.
Banks sell, platforms steer, friends guess. Scammers polish their scripts weekly. Litenett sits on none of those sides. Here's the Litenett way of thinking, in one glance.
Cushion before anything else
Most money trouble doesn't start with a bad investment — it starts with nothing put aside when something breaks. We build that cushion first, in writing, before any euro gets invested.
Risk you can explain in plain words
If you can't say out loud how an investment makes or loses money in one sentence, it's not for you yet. We teach the mechanics first, so you invest with eyes open.
Check before you pay
Every firm or offer, every time. We'll show you exactly how to spot a slick scam from a real licensed firm — and if you want us to run the check, we will.
Three services. Fixed fees. No upsells.
Pick one or combine them. Each comes with a written scope, a flat fee and a handover of everything we built together — spreadsheets, notes, the lot.
Learn
Investing education, one-to-one
Risk, return, fees, time horizons, platform terms — explained properly in sessions built around what you already half-understand.
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Check
Firm & offer check-up
Been pitched an investment, broker or "guaranteed return" platform? Send it over. We'll tell you — with sources — whether it's licensed, legitimate, or a trap.
Read moreWorking with us, from first email to finished work.
Five simple steps. You only commit at step three — the written engagement letter. Before that, nothing is owed.
1
Your email
A few lines on what you'd like help with, any offer you want checked, and any deadline. No forms. No sign-ups.
2
Intro call
We talk through your situation and the decision in front of you. If we're not the right fit, we'll say so — no sales script.
3
Engagement letter
A single page in plain language: what we'll do, the fixed fee and what you receive at the end. You sign; we start.
4
The work
Research, write-ups, sessions — depending on the service. Your money and accounts stay entirely yours, throughout.
Meet Litenett in 90 seconds
A short walk-through of who we help, how we work, and why we never touch your accounts.
What our clients say
Three real voices from across Europe — not actors, not paid endorsements.
Who's actually on the other side of the email?
A small European team of qualified consultants and former compliance analysts. Not a call centre, not a franchise, not a lead broker. The person who replies to your first email is the person who'll work with you — not a junior.
We built Litenett because the hardest financial decisions people face — the cushion, the first investment, the "too-good" offer — are the ones that get the least honest help. You deserve a plain, independent voice in the room.
More about LitenettStop guessing about your money. Start deciding with your eyes open.
One short email starts it. The first consultation is on the house, and nothing moves forward until you want it to.
Book a consultation
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